# Credit

Borrower-month observations from a credit panel, with synthetic regressors and outcome added for benchmarking.

## Benchmark Role

A comparatively well-connected real panel; useful for baseline timing.

The v1 graph uses `id1` and `id2` as the two fixed-effect dimensions.

## Data

- Rows: 516,810
- Columns: `id1`, `id2`, `ruc`, `t`, `x1`, `x2`, `y`
- `id1` levels: 13,946
- `id2` levels: 140
- CSV SHA-256: `70df7d1d9182f47c24a295dd1c5d06d5fb20e60ebb82eabe3efbfa06b4f9c67e`

## Source

Borrower-period credit panel collected by the author.

Citation note: Identifiers are anonymized; regressors and outcome are synthetic benchmark variables.

